Stephen Gray

Associate Professor of Finance

Western Illinois University

Affiliations

Accounting, Finance, Economics and Decision Sciences

College of Business & Technology

Accounting, Finance, Economics, and Decision Sciences

Stephen Gray is currently serving as an Accounting, Finance, Economics And Decision Sciences Associate Professor of Finance at Western Illinois University.

Honors

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Experiences

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Education

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Stephen Gray

Western Illinois University

Associate Professor of Finance

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finance finance research financial stability accounting financial studies financial intermediation credit markets financial analysis financial management education financial accounting financial economics higher education earnings quality fintech financial literacy valuation corporate finance accounting research economic analysis economic research educational psychology higher education finance financial statements student motivation student engagement achievement motivation e-financing transaction-based lending real earnings management personal finance education lender pricing earnings components college classroom information risk

Notable Scholarly Works

Notable Federal Grants

Collaborators

Transaction-Based Lending and Real Earnings Management. Managerial Finance (2023)

financial stabilityfinance researchfinancial managementfinancial intermediationfinancial analysisaccountingcredit marketsreal earnings managementfinancial studiesfinance

Transaction-Based Lending and Accrual Quality. Managerial Finance (2020)

financial stabilityfinance researchfinancial intermediationaccountingcredit marketsfintechfinancial studiestransaction-based lendingfinance

Motivation in the College Classroom. Academy of Finance annual (2018)

college classroomeducational psychologyeducationstudent motivationundergraduate researcheducational researchhigher educationachievement motivationstudent engagementmotivation

Examining Personal Finance Education in College. Academy of Finance annual (2017)

personal finance educationeducationfinancial literacyhigher education financehigher educationfinance

Lender Pricing of Earnings Components in Response to Differing Levels of Earnings Quality. North American Accounting Society annual (2017)

financial economicsfinancial stabilityfinance researchfinancial accountingearnings componentsfinancial managementfinancial studiesfinancial statementseconomic researchvaluationearnings qualityfinancial analysiscorporate financeaccountinglender pricingeconomic analysisaccounting researchfinance

Earnings Quality and Transaction-Based Lending. Southwestern Finance Association annual (2016)

financial stabilityfinance researchfinancial accountingfinancial managementfinancial intermediationearnings qualityfinancial analysisaccountingcredit marketsfinancial studiesfinance

Transaction-Based Lending and the Pricing of Information Risk. Academy of Finance annual (2016)

information riskfinancial economicsfinancial stabilityfinance researchfinancial intermediatione-financingcredit marketsfinance

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